delivery worker, interior decorator, transportation contractor, etc.), the premium is subject to the approval of Zurich Insurance Company Limited. electrician, cook, baker, private car driver, etc.), handle heavy machinery at a regular basis, requiring high degree of physical exertion or working in extra hazardous environments (e.g. For insured person whose occupation involves jobs that engage principally in the use of light machinery or engines (e.g.If no claim has been made in the period of insurance, the insured person will be entitled to 2% no claim premium discount at the annual renewal and the no claim discount can be accumulated up to a maximum of 8% in the third no claim year.The premium will be adjusted when the insured person enters a new age bracket upon renewal, according to the premium table or any subsequent adjustment.If the insured person sustains any accident or illness after leaving Hong Kong for over 90 days, this policy will not cover any claim incurred overseas.For any non-eligible medical expenses, insured person is required to authorize Zurich Insurance Company Limited to collect shortfall of medical expenses (if any) from the designed American Express Card account. The pre-admission assessment service for the direct settlement of hospitalization and surgical charges arrangement is available for private hospital admission in Hong Kong only while the insurance payment must be settled by American Express В® Card.No benefit shall be payable for insured person confined in a suite, VIP or deluxe room or equivalent. If the insured person confines in a hospital for private room, the reimbursement of all eligible medical expenses will be reduced to 30% and 50% under Standard Plan and Premier Plan respectively. The reimbursement of all eligible medical expenses will be up to 100% for hospital confinement under semi-private room or ward.The insured person must be a Hong Kong citizen or resident holding a valid Hong Kong Identity Card, with a permanent address and live in Hong Kong as a usual country of residence and will not consecutively stay in other country for over 120 days a year.Cover is available for aged between 15 days and 65 years and the maximum renewal age is up to aged 100 years.

O'Dwyer's is the #1 source for researching outside PR counsel.ДЄdd your firm to our online database and let O'Dwyer's help you to expand your PR firm locally, nationally and globally. For a comprehensive list of services such as media training, video production, celebrity talent, executive search, camera ready releases and much more, PR people refer to our Buyer's Guide. Our January issue contains our annual Buyer's Guide section, a de facto 60+ page directory devoted to the companies that supply the PR industry with products and services. The magazine focuses on the firms and individuals making news in PR as well as offering articles on industry trends. Sort By: Firm | 2020 Net Fees | % Change from '19 PR Firms by City/Region Atlanta | Chicago | Connecticut | Boston | Florida | Los Angeles | Miami | Midwest | New York & NJ | Pennsylvania | San Francisco | Southeast | Texas | Wash., D.C.

Our rankings measure counseling and media contact services, not advertising or production expenses. At least half of income is used for staff pay. O'Dwyer's has been conducting its PR firm rankings for 52 years. Top PR Firms - 2021 Firm Rankings PR firms with Major U.S.

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